Do I Need a Lawyer To File a Truck Accident Injury Claim?
In Alabama, you are not legally required to have a lawyer when filing a truck accident claim. For this reason, many people with mounting medical bills make the mistake of trying to handle the legal process alone. Those who try to recover compensation on their own for injuries sustained in a big truck accident leave themselves susceptible to insurance adjusters hoping to pay the least amount possible. Floyd Hunter Injury Law attorneys only get paid if you do, so financial stress should never force you to deal with the aftermath of a truck accident alone.
This article explores the four reasons why you should hire a truck accident attorney in Alabama.
Peace of Mind
Before anything else, having a truck accident attorney on your side gives you peace of mind that you have knowledgeable, experienced legal representation. With a competent attorney handling your case, you won’t have to worry about not filing within the state’s relatively short statute of limitations, and you can relax while your case is taken care of. When recovering from serious injuries, resting and reducing stress can be crucial to your recovery. No one should have to face a legal claim for serious injuries without help.
The most important part of any personal injury claim, including those involving truck driver negligence, is proving the other party caused your injuries. If you aren’t able to prove that the truck driver owed you a duty of care, breached that duty, and consequently caused your injuries, you will not be able to recover compensation in your case. This is one of the most important reasons to have an Alabama truck accident attorney by your side. We know how to determine all parties whose negligence caused your accident and put together the right evidence to make a strong case.
Collecting and preserving evidence is a critical aspect of building a strong injury claim. This is where hiring a truck accident attorney in Alabama can make a significant difference. They have the knowledge and resources to gather crucial evidence, such as police reports, witness statements, surveillance footage, and expert opinions, which can help establish liability and the extent of your injuries.
In truck accident cases, it’s often challenging to obtain evidence due to the involvement of large trucking companies and their insurance teams. These parties may attempt to obscure or destroy evidence that could incriminate them. An experienced attorney knows the tricks and tactics used in such cases and can work to ensure that evidence is preserved and utilized effectively to support your claim.
Negotiating With Insurance Companies
Here are some specific reasons why having a skilled truck accident attorney is crucial when negotiating with insurance companies:
- Complexities of Truck Driver Insurance: Trucking companies typically carry substantial insurance policies to cover their large commercial vehicles. These insurance policies can be far more intricate than those for regular passenger vehicles. They often involve multiple layers of coverage, including primary, excess, and umbrella policies. Navigating this web of insurance can be complex, and insurance companies may use this complexity to their advantage.
- Interstate and Federal Regulations: Since large trucks often travel across state lines, they may be subject to interstate commerce laws and federal regulations. An experienced truck accident attorney knows how to navigate these intricate legal waters and use them to your advantage.
- Settlement Offers: Insurance companies may present initial settlement offers that seem appealing on the surface but fall short of adequately compensating you for your injuries and damages. Truck accident attorneys are skilled in assessing the true value of your case and can reject inadequate offers in favor of pursuing a more just settlement.
An Alabama truck accident attorney has the expertise to evaluate the full extent of your damages, including medical expenses, lost income, pain and suffering, and future costs related to your injuries. They understand the value of your claim and can negotiate with insurance companies to ensure you receive a fair and just settlement.
Furthermore, if negotiations fail to result in an adequate settlement, your attorney can file a lawsuit and represent you in court, fighting for your right to maximum compensation.
Why Floyd Hunter?
One of the first steps to take after a truck accident is choosing the right attorney to represent you. At Floyd Hunter Injury Law, we have a proven track record of success in handling truck accident claims in Alabama. Our dedicated team of attorneys specializes in personal injury cases, and we are committed to advocating for the rights and well-being of our clients.
What sets us apart is our commitment to our clients. We work on a contingency fee basis, which means we only get paid if you do. This arrangement ensures that financial concerns never prevent you from seeking the legal representation you need after a truck accident.
When you choose Floyd Hunter Injury Law as your legal ally, you can be confident that you have a team of experienced professionals dedicated to helping you through this challenging time and fighting for your rights and fair compensation.