Floyd Hunter’s UM/ UIM Coverage Guide


You purchased mandatory liability insurance to protect yourself in the event you are responsible for an accident. But what happens if a driver hits you and doesn’t have liability insurance? How can you protect yourself and your future?

Uninsured and Underinsured Motorist coverage (UM/UIM) was created to pay for medical bills, lost wages and pain & suffering from a car accident, in the event the at-fault driver did not have insurance, or the policy limits were too low.

Although this coverage isn’t mandatory, without it, you will be forced to pay for expensive bills out of pocket, even though you didn’t even cause the accident. This could cause serious financial hardships that may be extremely difficult for you and your family to climb out of.

The attorneys at Floyd Hunter have created this informative guide to help inform readers about the importance of this coverage. In this guide, you will find explanations of what Uninsured and Underinsured policies cover, why it’s crucial to have, alarming facts about insurance and more.

We have heard devastating stories about people who rejected this coverage, only to be forced to pay for their bills out of pocket, because nothing else can be done. And as Alabama has the 6th highest uninsured driver population in the nation, you are at a greater risk.

Don’t let this happen to you. Be informed and make the right insurance decisions to help protect you and your family.

Download your guide today.