Determining Fault After a Car Accident
How do authorities determine fault after a car accident?
The person at fault is the driver whose negligence led to the car accident. Under Alabama law, fault refers to the cause of damages or personal injury in an automobile accident. The question to answer is whether or not the actions of a driver were directly responsible for the accident itself. Police officers can help determine fault of an accident. For example, a driver who impacts another vehicle from behind will most likely be found at fault in an accident. However, keep in mind that the police officer determination of fault is helpful guidance, but is not binding on the participants.
What does a no-fault car accident mean?
No-fault car insurance, also known as Personal Injury Protection (PIP), means your own insurance pays some or all of your bills, regardless of who was at fault. It is important to note that Alabama is a fault state in regard to car accidents, and follows a fault system of financial responsibility for property damage, personal injury or other losses. In Alabama, the at-fault driver is responsible for all damages, including medical bills, pain and suffering and property damage caused by the accident.